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$395,000

323 Terra Ceia Drive Palmetto, FL 34221 Residential - Mobile Home Active

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Description

WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.

Property Highlights

Property Type: Residential - Mobile Home
Cooling: Central Air
Heating: Central
Lot Size: 0.08 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $3,605
Year Built: 1980

General Information

Bedrooms: 2
Bathrooms: 2 Full
Sqft: 1,012
County: Manatee
High School: Palmetto High
Subdivision: TROPIC ISLES CO-OP
Listed By:
Jennifer Kenna EXP REALTY, LLC 941-462-3321

Amenities

Other
Walk-In Closet(s)
Other

Room Information

Kitchen: 14.5x11.3
Dining Room: 12.4x11.3
Living Room: 24x11
Primary Bedroom: 14.1x11
Bedroom 2: 9x11.1

Property Features

Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Association Amenities: Clubhouse, Maintenance
Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Golf Carts OK, Pool
Directions: From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
Exterior: Frame
Flood Zone Code: AE
Flooring: Carpet
Foundation: Other
Frontage Bay Harbor: 20
HOA Fee: 338/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot Dimensions: 0.08
Ownership: Fee Simple
Pets Allowed: Yes
Property Attached Y/N: No
Property Sub-Type: Manufactured Home
Senior Community: Yes
Sewer: Public Sewer
Showing Instructions: ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Public
Water: Public
Water Access: Bay/Harbor, Canal - Freshwater
Water Access Y/N: Yes
Waterfront Features: Bay/Harbor, Canal Front, Boat Port, Lift
Water View: Bay/Harbor - Full, Canal
Zoning: MHP1
$395,000
2beds
2.0baths
1,012sqft
New to the Market Active
BEDS2 BATHS2 full SQUARE FEET1,012 MLS#A4684681
STATUSActive PROPERTY TYPEResidential - Mobile Home SUBDIVISIONTROPIC ISLES CO-OP

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323 Terra Ceia Drive , Palmetto, FL 34221.

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Estimated Payment

$ 1,747.89 per month $1,332.27 Principal & Interest $300.42 Property Tax $115.21 Homeowner's Insurance

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About this area

Florida/Palmetto
Palmetto

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About Palmetto

Palmetto is a growing suburban area located between the Manatee River and Terra Ceia Bay. The city is perfect for people looking for an active lifestyle that involves nature and community activities. Palmetto’s location keeps residents close to major employers, but also allows for a smaller town lifestyle that embraces a slower pace. Weekends are perfect for boating and golfing, or attending one of the many events and festivals that take place in Palmetto year round. The area is great for people of all ages with homes ranging from affordable condos and single family options to waterfront estates.


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